Audit your small-business insurance and SaaS renewals

AI lists every policy and subscription with renewal dates, flags overlaps and unused seats, and drafts requests for quotes and cancellations.

Realistic savingsIllustrative: re-marketing a $6,000/yr business package and cutting unused software seats often saves 10-25%.

DifficultyMedium

Time2-3 h

Real-world reports

We haven't yet found a well-documented AI-specific case for this recipe; the savings range above is illustrative. Send us yours.

Tools

ChatGPT, Claude, Gemini or Grok (free tiers work; paid ~$20/mo helps with long files)
Policies, SaaS invoices

Steps

Export 12 months of card/bank charges; ask AI to list recurring vendors and renewal dates.
Upload policy declarations; ask for coverage overlaps and gaps.
Send the spec to an independent broker for re-quotes 60 days before renewal.
Cancel or downgrade unused seats before auto-renewal.

Copy-paste prompt

From these transactions [CSV] list recurring vendors, amount, cadence, next renewal. From these policies [PASTE] list coverage, limits, overlaps and gaps. Draft a broker request for quotes.

What to verify

Don't drop coverage your contracts or lenders require.

Go deeper on money workflows with AI Money Playbooks: verify-first AI prompts for budgeting, bookkeeping, bills and taxes.

Official sources

SBA: business insurance

Educational only; not legal, tax, medical or financial advice. Laws and prices change; check official sources.

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