Medical bills

Itemize, audit, negotiate and appeal.

Audit a large hospital bill against Medicare rates and coding rules

Demand an itemized bill with codes, have AI check for duplicates, unbundled components and wrong setting codes, estimate the Medicare-allowed amount, then make a written lump-sum offer.

Savings: Reported: $195,628 bill settled at ~$32,500 after Claude flagged unbundling and coding errors (Business Insider first-person, Feb 2026). Exc…

Hard5-15 hMedical billsReal cases cited

Apply for hospital charity care you may qualify for

Find the hospital's FAP, have AI check your eligibility against it and assemble the application, even for past bills.

Savings: Illustrative: nonprofit hospitals often discount or forgive bills for households under set income levels (commonly up to 200-400% of the pov…

Medium2-3 hMedical bills

Fight an out-of-network surprise bill with the No Surprises Act

AI checks whether your bill is protected and drafts the dispute; uninsured patients can use the Good Faith Estimate dispute if billed $400+ over estimate.

Savings: Illustrative: emergency and certain in-network-facility surprise bills can be cut to your in-network cost share, often hundreds to thousands…

Medium1-3 hMedical bills

Catch errors on routine medical bills and EOBs

Compare the provider bill with your insurer's EOB; AI spots mismatches and writes the billing-office call script.

Savings: Illustrative: billing errors like duplicate charges or claims not sent to insurance often mean $50-$1,000 per bill.

Easy20 minMedical bills

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