Cars
Buying, financing, insuring and fixing vehicles.
Make 10+ dealers compete on the exact car, trim and options
Lock the exact year/model/trim/color/packages, then email every dealer in a 100-250 mile radius asking for an itemized written out-the-door price. Share the best quote and let them beat it.
Savings: Reported: ~8-10% off MSRP out-the-door across repeat buyers; ~$6,300 off a new Bronco; $4,200 off MSRP (blog). Results vary by model demand.
Line-by-line audit of a dealer buyer's order for junk fees
Paste the buyer's order or worksheet; AI labels each line as government fee, standard dealer fee, or optional add-on you can refuse.
Savings: Reported: a $299 VIN-etch removed and a ~$28.7k OTD quote negotiated toward ~$26k (r/FuckDealerships). Typical add-on packages run hundreds …
Get competing instant offers before trading in your car
Separate the trade-in from the purchase. Get 3-4 instant cash offers, then make the dealer match the best or sell separately.
Savings: Reported: a couple sold their trade-in to Carvana after the dealer's offer came in ~$7k lower (r/ChatGPT comment). Gaps of hundreds to thous…
Refinance a high-rate auto loan
If your credit improved or the dealer marked up your rate, a credit-union refi can cut interest by hundreds to thousands.
Savings: Illustrative: refinancing $25,000 with 48 months left from 12% to 7% lowers payments by roughly $55/month (~$2,600 total interest). Your num…
Second-opinion a $1,000+ car repair estimate
AI explains each line, flags upsells, checks for recalls/TSBs and warranty coverage, then you get one competing quote.
Savings: Illustrative: shop labor and parts markups vary widely; a second quote on a $2,000 repair commonly differs by hundreds.
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