Bills & disputes
Utilities, telecom, chargebacks, credit reports.
Cut internet and phone bills with a retention script
Find current competitor prices at your address, then use an AI-built script to ask retention for a matching promo.
Savings: Reported: -$28/month on internet (X user via AI agent); an $80 AT&T bill to $40 (reported via X roundup). Typical wins $10-$40/month.
Dispute a high utility bill or estimated meter read
AI analyzes your usage history, flags anomalies and wrong rate plans, and drafts a dispute; escalate to the state utility commission if needed.
Savings: Illustrative: estimated reads, wrong rate plans or meter errors can mean a few hundred dollars in rebilling.
Win a refund or chargeback with a clean evidence packet
AI writes the merchant request and, if refused, a concise chargeback narrative matching the right reason code and Fair Credit Billing Act timelines.
Savings: Illustrative: any disputed purchase, from a $24 renewal to a several-thousand-dollar service that wasn't delivered.
Remove credit report errors that cost you a better rate
AI scans all three reports for errors (wrong balances, duplicates, not-mine accounts, outdated items) and drafts FCRA disputes.
Savings: Illustrative: moving from a fair to good credit tier can lower an auto or mortgage rate enough to save thousands over a loan.
Validate and negotiate a collection account
AI drafts an FDCPA validation request, then a pay-for-delete or settlement offer only after the debt is verified.
Savings: Illustrative: collectors often accept less than the full balance; validation can also remove debts that aren't yours.
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